Terms and Conditions for plarethion.com services

These terms explain your rights and responsibilities as a user of our website and budgeting services in Australia. Please read them carefully before using the site.

October 13, 2025

Acceptance of terms

By accessing this site or our services, you confirm you have read, understood, and agreed to these Terms and Conditions. Continued use signifies consent to all provisions and any future updates.

Definitions

Certain key terms are defined to clarify the meaning of this agreement.

  • ‘Service’ means any zero-based budgeting consultation or advice delivered by plarethion.com through the website or direct interaction.
  • ‘Content’ refers to all materials, text, images, and information provided through our website and communications.
  • ‘User’ means any person who accesses or uses the plarethion.com website or services.
  • ‘We’, ‘us’, or ‘our’ means plarethion.com and its authorised representatives.

Use of our services

You agree to use our site and services lawfully and only as permitted by these terms and applicable regulations. Any misuse or unlawful activity is strictly prohibited.

Eligibility

Access to our site and services is permitted to individuals over 18 residing in Australia only. We do not serve users from outside Australia.

You must be at least 18 years old to use our services.

User responsibilities

Users are responsible for the integrity of any information submitted and their conduct while using this site.

  • Provide accurate and up-to-date personal and financial details as requested.
  • Abide by all Australian laws and our site policies when interacting with our platform.
  • Maintain the confidentiality of your login credentials where applicable.
  • Notify us of any unauthorised access or suspicious activity regarding your account.

Prohibited uses

The following activities are never permitted on our site or during our services.

  • Unauthorised copying, distribution, or commercial use of site content.
  • Attempting to breach security measures or access private user data.
  • Using services for fraudulent, unlawful, or unethical purposes of any kind.
  • Harassment, abuse, or discrimination of other users or staff.
  • Introduction of malicious software or harmful code to the website.

Intellectual property rights

All site content and intellectual property remain the exclusive property of plarethion.com. Access is granted for personal use only; reproducing, modifying, or distributing content without permission is prohibited.

User submissions

By submitting content through our site, you affirm you own the rights or have permission to share it, and you grant us the right to use it to provide services.

Your content rights and restrictions:

You retain full ownership of content submitted via enquiries but grant us a license to use it solely for service delivery, support, or regulatory compliance.

Privacy and data security

Any personal data collected is handled in accordance with our Privacy Policy and Australian privacy regulations. We employ technical safeguards to maintain confidentiality. Read Privacy Policy

Disclaimers and limitations of liability

All service information is general in nature and not a substitute for professional or legal advice.

General disclaimer:

No guarantee of results. Past performance does not guarantee future results. Your use of the site is at your own risk.

Liability limitations

To the fullest extent allowed by law, we disclaim liability for losses resulting from the use of our site or reliance on our guidance.

Indemnity

You agree to hold us harmless from claims or damages resulting from your use of our service in breach of these terms.

Dispute resolution process

If any dispute arises, parties agree first to seek an informal resolution by contacting us directly.

Arbitration

If unresolved, disputes may be referred to arbitration under Australian law, with parties sharing costs equally.

This process does not limit your rights under Australian consumer law.

Online dispute resolution

Online dispute resolution is available for consumers through the Australian government’s platform.

View Dispute Resolution: View Dispute Resolution

Applicable law and jurisdiction

This agreement is governed by the laws of Australia. Disputes are subject to Australian courts.

Termination

We reserve the right to suspend or end your access to our site at any time for breaches of these terms or unlawful activity.

Changes

We may update these Terms and Conditions from time to time. Updates will be communicated on this page.

Severability

If any part of these terms is ruled invalid, the remaining provisions remain in effect.

Entire agreement

These Terms and Conditions constitute the whole agreement between you and plarethion.com.

How to contact us

Please reach out for questions or concerns related to these terms.

Email address: content@plarethion.com

Phone: +61-8-4201-5387

Address: 66 Clarence Street, Sydney, NSW 2000 Australia

Effective date: October 13, 2025

Version: 2.2